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Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Quotes are available for California residents only. No personal name, phone number or email is required to see a quote.

How to read the results

Monthly premium is what the carrier quotes for your requested benefit, duration and health level you selected, billed monthly. Rate class shows the underwriting tier assumed in the quote; the actual class is set by the carrier after underwriting. Medical exam indicates whether the carrier typically orders one; expedited programs often waive it for qualified applicants. A.M. Best rating reflects the carrier's financial stability.

Selecting Apply takes you to a secure application prefilled with your responses. It runs on the carriers' application platform and is managed by Susman Insurance Agency, a licensed California agency (License 0B75129). You can leave and come back; nothing is final until a carrier approves, you sign, and payment is made.